Monday, January 30, 2012

Can I claim on my contents insurance for a lost mobile phone which is on contract?

I have lost my mobile phone. can I claim for it on the personal possessions part of my home insurance?Can I claim on my contents insurance for a lost mobile phone which is on contract?Yes you can as long as long as you have "goods outside the home" cover (not all policies have this as standard) and it isn't covered under a separate insurance policy. Check the exclusions section of your policy terms and conditions before claiming. Just remember that you will have an excess to pay and also that any claim can affect the overall premium at renewal. Work out whether it's in your best interest to claim.Can I claim on my contents insurance for a lost mobile phone which is on contract?possibly, but most have an excess to pay so depending on the cost it may not be worth it.

doesn't your mobile phone provider include loss insurance in the contract price.Can I claim on my contents insurance for a lost mobile phone which is on contract?Why not ask your insurance company instead of us?

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